Frugal Lessons From Ballers: Season 3 Episode 8

Ballers is a HBO series show about a former football player turned financial manager (a character named Spencer, played by The Rock) that highlights the life of current and former players in regards to sports and finances and how they balance it all together.  Ballers goes in depth on a number of topics involving the lifestyle of professional athletes from players transitioning post career to handling family and friends to dealing with negotiations.

The following highlights different key financial points from the show that athletes deal with or can learn from.

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This episode didn’t have as many lessons you can learn from like previous episodes but it still touched on some subjects that can affect athletes or  athletes who are now transitioning to post career positions. 



Spencer is worried about whether he may not be able to have children in the future for his so called legacy. In fact, he is so worried, that he goes to the doctor to make sure everything is good 'down under.' I bring up this point not to highlight the fact that Spencer may or may not have trouble having a child or children but to acknowledge children in general. 

Children are expensive. This is not to persuade you into not having children, I personally come from a big family and can’t wait to start my own big family. It’s to open your eyes and give your more information on the concept of having a child. According to reports, a child will cost you about 233,000 dollars from birth to age 17. 


This is why it's important to take care of your money now to help pay for your family in the future. If you spend the majority of your money now you won't have the means to support your family when you are done playing. 

I’m not here pass judgement but who you decide to have a child with is crucial. If worst comes to worse and things don’t work out, child support payments are a hefty price one pays. In his book Winning the Money Game, Adonal Foyle highlights how child support payments can be a leading cause to why athletes suffer from staying financially stable after their career is over. There are many cases of different athletes that pay enormous amounts of child support because they unfortunately couldn’t work it out with heir child’s mother or never intended to in the first place.



Dog Eat Dog World

Charles and Spencer both are out of the league and working in the sports business world respectively. Just as they dealt with the cutthroat side of business in sports, they now are dealing with it post career. 

Charles, as assistant GM, is dealing with Seifert’s antics that Charles doesn’t agree with. Charles has his own idea of what the team needs that contrast with Siefert’s. He ultimately goes above Siefert’s to the President of Operations and conveys his ideas which ultimately work out. 

Spencer on the other hand is pushing for the sale of ASM to IMG so he can move forward with the NFL expansion in Vegas. Even at the expense of his employees jobs, he wants to get it done regardless of his ties to the company. 

This just goes to show you that  everything is a  business when it comes to sports and you have to watch out for someone trying to take your position whether it’s on the field or in the office. Also, have to understand that you should never get too tied down because like sports, businesses rarely cares about your relationship or status  within the team.