Frugal Lessons From Ballers: Season 4 Episode 1

Ballers is a HBO series show about a former football player turned financial manager (a character named Spencer, played by The Rock) that highlights the life of current and former players in regards to sports and finances and how they balance it all together.  Ballers goes in depth on a number of topics involving the lifestyle of professional athletes from players transitioning post career to handling family and friends to dealing with negotiations.

The following highlights different key financial points from the show that athletes deal with or can learn from.

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Adjusting To A New Position

Charles is now the GM of the Los Angeles Rams after struggling to find himself after retiring from playing. Settling into his new role in the business side has come with a lot of backlash from his fellow employees whom he now controls. As an athlete moving into corporate, the initial phase of meshing with your coworkers may take some time. Whether they think you are qualified for the position or that you didn't have to work your way up the ladder sometimes it's an adjustment. Charles wants to fit in and be on good terms so he agrees to some things that he shouldn't have if he wants to make actual positive change in his new role. As an athlete in order to adjust to jobs outside of the field, it's important to hit the ground running, humble yourself and find the right balance of patience and confidence. 

Highschool Recruiting

Jason, Spencer's former NFL agent, reaches out to Spencer in hopes to help him lure a potential quarterback that's still in high school. This is a testament to how the recruiting has changed over the years. High school athletes are no longer getting recruited for college anymore but for the professional level. Top high school athletes are entering college with the hundreds of thousands of Instagram followers and full on scouting reports from top agents. Young athletes need to understand you are being watched at all times and skills along with your characteristics can go a long way. 

Investment Strategy

Calais Campbell meets with Spencer and Joe  about hiring them to handle his finances. It was interesting to see how the conversation went and understand Campbell's personal  ambitions with investments. Campbell's investment strategy is different from the other players Spencer and Joe manage and it's important that Campbell stresses that. As a professional athlete, it's vital you understand YOUR investment strategy before you go and throw money at different ventures and ideas.  Whether you want to be aggressive or passive or  active or silent it's important to understand what you want. 


Ricky is contemplating buying a house now that he is "retired." His best friend and assistant, suggest he should rent just incase he decides to come out of retirement. As athletes play during their careers unless they are franchise players the probability of you getting traded are high. Just ask Demar Derozan. You need to understand this before you decide where you want to make home base and whether you want to rent or buy.